PRIVACY POLICY

Revised: Jul 31, 2024

This Privacy Policy (“Privacy Policy”) governs how Next Street Financial LLC and its affiliates (“We”, “Us”, “Our”) collect, store, use, process, transfer, share, and delete (“Process”) Personal Information of those who interact with https://nextstreet.com/ (“Website” or “Platform”) or engage with Us by telephone, email, fax, or other means (“You”, “Your”, “User”).

We use Your Personal Information to provide, maintain, and improve the Platform. By accessing the Website or using the Platform, You agree to Our Processing of Your Personal Information in accordance with this Privacy Policy.

INTERPRETATION

Capitalized terms have meanings defined below. Definitions apply equally in singular or plural. Words “include” and “including” will not be interpreted as limitations.

DEFINITIONS

  • Account — A unique account created for You to access Our Platform.
  • Company — Refers to Next Street Financial LLC, 75 Broad Street, Suite 702, New York, NY 10004.
  • Cookies — Small files placed on Your Device storing browsing history and other data.
  • Country — United States of America.
  • Device — Any device that can access the Website (computer, cellphone, tablet).
  • Device Information — IP/MAC address or other persistent identifiers linked to a person.
  • Personal Information — Any information that identifies, can be linked to, or relates to an individual or device. Does NOT include public records, de-identified, or aggregated data.
  • Platform — The resource marketplace offered by Company, including the Website.
  • Service Provider — Third parties that Process data on behalf of Company.
  • Usage Data — Automatically collected data (e.g., pages visited, duration).
  • Website — https://nextstreet.com/
  • You — The individual, company, or legal entity using the Platform.

HOW WE COLLECT YOUR PERSONAL INFORMATION

  1. Directly from You, when You:
    a. Enter or provide Us with information (via phone, email, Website uploads, creating an account, submitting documents).
    b. Contact Us (via email, phone, Website forms).

  2. Directly/Indirectly from You when interacting with the Website (includes Device Information).

  3. From third parties providing services or analyzing Your use of the Platform.

TYPES OF DATA WE COLLECT

  1. Sensitive Personal Information — full name, mailing address, financial info, geolocation, race/ethnicity.
  2. Identifiers — name, alias, unique ID, login, device info, email, SSN, government ID.
  3. Non-Sensitive Personal Information — name, photo, description, address, timezone, phone, employment, financial info.
  4. Protected Characteristics — age, DOB, race, ethnicity, citizenship, language, gender, pronouns, orientation, veteran/minority status.
  5. Commercial Information — business details, revenue, debts, purchases.
  6. Usage Data — device info, browsing/search history, interactions, diagnostics.
  7. Professional/Employment Information — job history.
  8. Inferences — user profiles, preferences, aptitudes.

By using the Platform, You consent to this collection.

HOW WE CAN USE YOUR PERSONAL INFORMATION

  1. To provide and maintain the Platform.
  2. To manage and service Accounts (registration, customer service, tailored ads, info requests, enforce contracts).
  3. To contact You (email, phone, SMS, push notifications).
  4. To provide You with news, offers, related products/services (unless opted out).
  5. To audit and verify information (identity/eligibility).
  6. To manage Your requests.
  7. For security (detect/respond to threats).
  8. For short-term use enhancing functionality (contextual ads, not profiling).
  9. For business transfers (mergers, restructuring, bankruptcy).
  10. For other purposes (law enforcement, analytics, improving services, promotional evaluation).

HOW LONG WE WILL RETAIN YOUR PERSONAL INFORMATION

  • Retained only as long as necessary for purposes in this policy.
  • Upon termination, You may request deletion.
  • Retained as required by law or to resolve disputes.
  • Usage Data and Device Info may be retained for analysis.

WITH WHOM WE SHARE YOUR PERSONAL INFORMATION

  1. Service Providers — For operation, monitoring, support, or communication.
  2. Business Transfers — Mergers, acquisitions, asset sales.
  3. Affiliates — Parent, subsidiaries, joint ventures.
  4. Business Partners — Partners offering products, services, or promotions.
  5. Other Users — Public information shared in forums/areas.
  6. Third Parties — Banks, advisors, regulators, data vendors, analytics, security, communication providers.
  7. With Your Consent.
  8. To Comply with Law — Legal obligations, defense, preventing wrongdoing, protecting safety.

HOW WE TRANSFER YOUR PERSONAL INFORMATION

  • Processed at Our offices and third-party locations.
  • May involve international transfers.
  • Company ensures adequate safeguards before transfer.

SECURITY OF YOUR PERSONAL INFORMATION

  • We strive to use commercially acceptable safeguards.
  • No method of transmission/storage is 100% secure.

TRACKING TECHNOLOGIES AND COOKIES

  • Cookies/Browser Cookies — Store info, may be disabled in browser.
  • Flash Cookies — Store preferences/activity.
  • Web Beacons — Track views, interactions, verify integrity.

Types used:

  • Necessary/Essential Cookies — Session, authenticate users, prevent fraud.
  • Notice Acceptance Cookies — Persistent, track cookie consent.
  • Functionality Cookies — Persistent, remember preferences.
  • Third-Party Cookies — Placed by external services (behavior tracking, marketing).

CHILDREN’S PRIVACY

  • Not directed to children under 13.
  • We do not knowingly collect info from children.
  • Parents/guardians should contact Us if a child’s data was provided.

LINKS TO OTHER WEBSITES & THIRD PARTIES

  • Platform may link to third-party sites.
  • We are not responsible for their policies.
  • Data shared directly with third parties is governed by their policies.

DO NOT CALL POLICY

  • Internal Do Not Call list maintained.
  • Requests honored within 30 days, valid for 5 years.

OPT-OUT OF MARKETING COMMUNICATIONS

  • You may opt-out via email unsubscribe.
  • Opt-outs only affect Our lists (not affiliates/third parties).

DO NOT TRACK SIGNALS

  • Website does not respond to browser Do Not Track signals.

CHANGES TO THIS PRIVACY POLICY

  • We may update periodically.
  • Updates posted on this page with revised “Last Updated” date.

CONTACT US

INFORMATION FOR CALIFORNIA RESIDENTS

Definitions

  • PI excludes info covered by sector-specific privacy laws (FIPA, FCRA, GLBA).

The California Consumer Privacy Act (CCPA)

Applies to Processing of California consumers’ data.

Your CCPA Rights

  1. Right to Know
    a. Categories of PI collected, sources, purposes, third-party sharing, disclosures, sales/shares.
    b. Specific pieces of PI collected.

  2. Right to Delete — Request deletion of PI unless exceptions apply.

  3. Right to Correct — Request correction of inaccurate PI.

  4. Right to Limit Use of Sensitive PI — Limit use to essential services.

  5. Right to Opt-Out — Of sales or sharing of PI for behavioral ads.

EXERCISING YOUR CCPA RIGHTS

VERIFYING YOUR REQUEST

  • Only You or authorized agents may make requests.
  • Verification requires matching at least 3 data points (e.g., Name, DOB, SSN last 4).
  • We may charge/refuse excessive/repetitive requests.

CALIFORNIA “SHINE THE LIGHT” LAW

  • Section 1798.83 Civil Code gives rights to request info on shared PI for marketing.
  • Requests via support@nextstreet.com (subject line: “CA Civil Code”).

CONTACTING US

For CCPA-specific inquiries: